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Aktiv Kapital

Debt Help

Aktiv Kapital

Have you received a debt collection letter or are you getting calls from Aktiv Kapital?

Do you need advice & help on how deal with Aktiv Kapital debt collectors?

Do you need to make a payment?

Or are you wondering why they keep calling and sending you letters.

Below you'll find out everything there is to know about Aktiv Kapital, including their contact and address information.

Dealing With Debt Collectors UK

Who are Aktiv Kapital?

Aktiv Kapital recently changed their name to the PRA Group.

Aktiv Kapital are a debt recovery company that buys "bad debts" from banks, credit card companies and other lenders at a discounted rate. They then chase the debtor for the full amount of the original debt.

The original creditor will have sold the debt to Aktiv Kapital. The debt collection agency (Aktiv Kapital) typically pay as little as 10p for every pound of debt they buy, but will chase you for the full amount of the original debt plus interest and costs.

So the chances are they are calling or writing to you because they have purchased your debt from the original lender, like MBNA, Barclaycard and numerous pay day loan companies. They now own the debt and believe you owe money.

If you have been contacted by them, you have to make a decision on how to deal with them.

Do you actually owe them any money?

Aktiv Kapital are just a debt collection agency, and therefore have to provide clear evidence that you owe the money.

Just because they keep calling or are writing you letters stating that you owe them money, does not mean you actually do. YOU MUST CHECK!

How old is the debt they are collecting?

It could be statute barred, which means you no longer owe it.

If you do owe them money then do not enter into an agreement with them before you have taken advice.

This will make sure that they can prove that you actually owe the debt, and if so, that you get an agreement which is affordable for you.

Too often people are pressurised into paying the amount the debt collection agency want them to pay, even if they really can't afford to pay that much each week or month.

Our experts deal with Aktiv Kapital every day, and can quickly help you determine if the debt is statute barred, in which case you won't have to pay anything.

If you do owe the money then we can also give you a FREE financial assessment, which you can then send to Aktiv Kapital.

This will make sure that if you do owe them money you onlt enter an agreement to repay on YOUR TERMS, at a rate you CAN AFFORD, rather than the one they may suggest.

Even if you have already entered an agreement with them, we may still be able to help you if you are struggling with the current payments.

Stop the letters & calls

Check now

Fed up of constant letters and calls! Do you even owe them? FREE check to stop the calls & collection action NOW.

Aktiv Kapital Debt Recovery Contact Details:

  • Company Name: PRA Group (UK) Limited
  • Other Names: Aktiv Kapital, Aktiv Kapital UK Ltd, PRA UK Ltd, PRA Group,
  • Address:
    2 The Cross
    Kilmarnock
    Scotland
    KA1 1LR
  • Phone: 0800 877 2772
  • Fax: 0845 280 1776
  • Website: www.pragroup.co.uk
  • Email:
  • Monday - Thursday: 8:00 am - 8:00 pm
    Friday: 8:00 am - 6:00 pm
    Saturday: 8:00 am - 12:00 pm

Numbers they call from:

03300663689
02033683062
02033683174
08008772772

Please note that we are not associated with Aktiv Kapital or the PRA Group in any way. The information on this page is provided to help people contact their creditors.

If you’re finding it difficult to make your monthly payments to Aktiv Kapital or the PRA Group you may need help looking at your budget and managing your debt. We deal with such companies all day, every day and we know exactly how to approach them. If you’re struggling to repay a debt and would like us to deal with Aktiv Kapital on your behalf, or simply need a bit of advice, just click on the GET HELP NOW button below.

Need Help With Aktiv Kapital Debt Recovery?

If you want more help on dealing with Aktiv Kapital, call our FREE Helpline on 0800 368 8133 (freephone, including all mobiles) or take the online debt test and find your best solution.

  • Last updated 17 July 2016

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Fantastic,they are life savers.

I Contacted them at 5 pm on a Thursday night,they arranged a meeting Friday morning with all the relevant bodies their because my case was the following Monday .I can't sing their praises high enough they contacted the courts same afternoon. Fantastic response, I avoided bankruptcy on the Monday and was given time to arrange an Iva. I risked losing my home,my mother and fathers home all hope seemed lost until I made that fateful phone call. I can now sleep at night.

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Contact Us
  • Address: Digital World Centre, 1 Lowry Plaza, The Quays, Salford, Manchester, M50 3UB
  • Phone: 0800 368 8133
  • Email: [email protected]
  • Monday - Friday: 8:00 am - 9:00 pm
    Saturday - Sunday: 10:00 am - 4:00 pm

You can also get free impartial debt advice by following this link to the Money Advice Service.

Baker Adams Advisory Limited © 2018 All right reserved.
Registered office: 6 Abberley Hall, Chelford Road, Alderley Edge, SK9 7TJ. Registered in England and Wales. Co Reg No. 11246301

Baker Adams Advisory provides insolvency solutions to individuals throughout the UK; specialising in IVAs, CVAs, Liquidations, Protected Trust Deeds, Bankruptcy, Sequestrations. We do not administer or provide advice solely relating to debt management products, such as Debt Management Plans or Debt Payment Plans under the Debt Arrangement Scheme. We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for one of our insolvency solutions, therefore, all advice is given in reasonable contemplation of an insolvency appointment.