Debt Help
Have you received a debt collection letter or are you getting calls from Aktiv Kapital?
Do you need advice & help on how deal with Aktiv Kapital debt collectors?
Do you need to make a payment?
Or are you wondering why they keep calling and sending you letters.
Below you'll find out everything there is to know about Aktiv Kapital, including their contact and address information.
Aktiv Kapital recently changed their name to the PRA Group.
Aktiv Kapital are a debt recovery company that buys "bad debts" from banks, credit card companies and other lenders at a discounted rate. They then chase the debtor for the full amount of the original debt.
The original creditor will have sold the debt to Aktiv Kapital. The debt collection agency (Aktiv Kapital) typically pay as little as 10p for every pound of debt they buy, but will chase you for the full amount of the original debt plus interest and costs.
So the chances are they are calling or writing to you because they have purchased your debt from the original lender, like MBNA, Barclaycard and numerous pay day loan companies. They now own the debt and believe you owe money.
If you have been contacted by them, you have to make a decision on how to deal with them.
Aktiv Kapital are just a debt collection agency, and therefore have to provide clear evidence that you owe the money.
Just because they keep calling or are writing you letters stating that you owe them money, does not mean you actually do. YOU MUST CHECK!
It could be statute barred, which means you no longer owe it.
If you do owe them money then do not enter into an agreement with them before you have taken advice.
This will make sure that they can prove that you actually owe the debt, and if so, that you get an agreement which is affordable for you.
Too often people are pressurised into paying the amount the debt collection agency want them to pay, even if they really can't afford to pay that much each week or month.
Our experts deal with Aktiv Kapital every day, and can quickly help you determine if the debt is statute barred, in which case you won't have to pay anything.
If you do owe the money then we can also give you a FREE financial assessment, which you can then send to Aktiv Kapital.
This will make sure that if you do owe them money you onlt enter an agreement to repay on YOUR TERMS, at a rate you CAN AFFORD, rather than the one they may suggest.
Even if you have already entered an agreement with them, we may still be able to help you if you are struggling with the current payments.
Fed up of constant letters and calls! Do you even owe them? FREE check to stop the calls & collection action NOW.
03300663689
02033683062
02033683174
08008772772
Please note that we are not associated with Aktiv Kapital or the PRA Group in any way. The information on this page is provided to help people contact their creditors.
If you’re finding it difficult to make your monthly payments to Aktiv Kapital or the PRA Group you may need help looking at your budget and managing your debt. We deal with such companies all day, every day and we know exactly how to approach them. If you’re struggling to repay a debt and would like us to deal with Aktiv Kapital on your behalf, or simply need a bit of advice, just click on the GET HELP NOW button below.
If you want more help on dealing with Aktiv Kapital, call our FREE Helpline on 0800 368 8231 (freephone, including all mobiles) or take the online debt test and find your best solution.
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