Who are Credit Solutions Ltd?
Credit Solutions Ltd (CSL) are a debt recovery company that buys "bad debts" from banks, credit card companies and other lenders at a discounted rate. They then chase the debtor for the full amount of the original debt.
The original creditor will have sold the debt to Credit Solutions Ltd. The debt collection agency (CSL) typically pay as little as 10p for every pound of debt they buy, but will chase you for the full amount of the original debt plus interest and costs.
So the chances are they are calling or writing to you because they have purchased your debt from the original lender or service provider, like Capital One, MBNA, O2, Paypal, Ebay and numerous pay day loan companies. They now own the debt and believe you owe money.
If you have been contacted by them, you have to make a decision on how to deal with them.
Do you actually owe them any money?
CSL are just a debt collection agency, and therefore have to provide clear evidence that you owe the money.
Just because they keep calling or are writing you letters stating that you owe them money, does not mean you actually do. YOU MUST CHECK!
How old is the debt they are collecting?
It could be statute barred, which means you no longer owe it.
If you do owe them money then do not enter into an agreement with them before you have taken advice.
This will make sure that they can prove that you actually owe the debt, and if so, that you get an agreement which is affordable for you.
Too often people are pressurised into paying the amount the debt collection agency want them to pay, even if they really can't afford to pay that much each week or month.
Our experts deal with Credit Solutions Ltd every day, and can quickly help you determine if the debt is statute barred, in which case you won't have to pay anything.
If you do owe the money then we can also give you a FREE financial assessment, which you can then send to CSL.
This will make sure that if you do owe them money you onlt enter an agreement to repay on YOUR TERMS, at a rate you CAN AFFORD, rather than the one they may suggest.
Even if you have already entered an agreement with them, we may still be able to help you if you are struggling with the current payments.
Stop the letters & calls
Fed up of constant letters and calls! Do you even owe them? FREE check to stop the calls & collection action NOW.
Credit Solutions Ltd Debt Collectors Contact Details:
- Company Name: Credit Solutions Ltd
- Other Names: Credit Solutions, CSL, arvato Financial Solutions
- Phone: 0870 300 0599
- Fax: NONE ON FILE
- Website: www.creditsolutions.co.uk
- Email: NONE ON FILE
Numbers they call from:
Please note that we are not associated with Credit Solutions Ltd in any way. The information on this page is provided to help people contact their creditors.
If you’re finding it difficult to make your monthly payments to Credit Solutions Ltd (CSL) you may need help looking at your budget and managing your debt. We deal with such companies all day, every day and we know exactly how to approach them. If you’re struggling to repay a debt and would like us to deal with Credit Solutions Ltd on your behalf, or simply need a bit of advice, just click on the GET HELP NOW button below.
Need Help With Credit Solutions Ltd Debt Collectors?
If you want more help on dealing with Credit Solutions Ltd, call our FREE Helpline on 0800 368 8231 (freephone, including all mobiles) or take the online debt test and find your best solution.