Who are 1st Locate?
1st Locate are a company that specialise in collecting payments of debts owed by individuals or businesses.
They collect Self Assessment debts on behalf of HMRC if you don't pay your tax bill .
They may be contacting you to collect Tax Credits Overpayments on behalf of HMRC. If you need help with this you can read our full guide to Tax Credit Overpayments here.
They also collect debts on behalf of companies like Scottish Power, British Gas and for several pay day loan companies like Wonga and the like.
Chances are they are calling or writing to you because they believe you owe money.
If you have been contacted by them, you have to make a decision on how to deal with them.
Do you actually owe them any money?
1st Locate are just a debt collection agency, and therefore have to provide clear evidence that you owe the money.
Just because they keep calling or are writing you letters stating that you owe them money, does not mean you actually do. YOU MUST CHECK!
How old is the debt they are collecting?
It could be statute barred, which means you no longer owe it.
If you do owe them money then do not enter into an agreement with them before you have taken advice.
This will make sure that they can prove that you actually owe the debt, and if so, that you get an agreement which is affordable for you.
Too often people are pressurised into paying the amount the debt collection agency want them to pay, even if they really can't afford to pay that much each week or month.
Our experts deal with 1st Locate every day, and can quickly help you determine if the debt is statute barred, in which case you won't have to pay anything.
If you do owe the money then we can also give you a FREE financial assessment, which you can then send to 1st Locate.
This will make sure that if you do owe them money you only enter an agreement to repay on YOUR TERMS, at a rate you CAN AFFORD, rather than the one they may suggest.
Even if you have already entered an agreement with them, we may still be able to help you if you are struggling with the current payments.
Stop the letters & calls
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1st Locate UK Limited Contact Details:
- Company Name: 1st Locate
- Other Names: 1st Locate UK Limited, LCS Debt Collectors, firstlocate
Town Centre House
- Contact Number: 0113 297 7508
- Website: www.1stlocate.com
- Email: [email protected]
Numbers they call from:
Please note that we are not associated with 1st Locate UK Limited in any way. The information on this page is provided to help people contact their creditors.
If you’re finding it difficult to make your monthly payments to 1st Locate you may need help looking at your budget and managing your debt. We deal with such companies all day, every day and we know exactly how to approach them. If you’re struggling to repay a debt and would like us to deal with 1st Locate debt collectors on your behalf, or simply need a bit of advice, just click on the GET HELP NOW button below.
Need Help With 1st Locate Debt Collection?
If you want more help on dealing with 1st Locate, call our FREE Helpline on 0800 368 8231 (freephone, including all mobiles) or take the online debt test and find your best solution.