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Lewis Group

Debt Help

Lewis Group

Have you received a debt collection letter or are you getting calls from the Lewis Group?

Do you need advice & help on how deal with Lewis Group debt collectors?

Do you need to make a payment?

Or are you wondering why they keep calling and sending you letters.

Below you'll find out everything there is to know about the Lewis Group, including their contact numbers and address information.

Dealing With The Lewis Group

Who are the Lewis Group?

The Lewis Group are a debt collection agency and debt recovery company.

The Lewis Group was acquired in 2013 by the multi-national debt collection company Hoist Finance.

As a debt collection company they specialise in collecting payments of debts owed by individuals or businesses. They collect debts on behalf of companies like Lloyds TSB Bank, HSBC, NatWest and the like.

Chances are they are calling or writing to you because they believe you owe money.

They also buys "bad debts" or "old debts" from banks, credit card companies and other lenders at a discounted rate. They then chase the debtor for the full amount of the original debt.

The original creditor will have sold the debt to the Lewis Group. The debt collection agency typically pay as little as 10p for every pound of debt they buy, but will chase you for the full amount of the original debt plus interest and costs.

So the chances are they are calling or writing to you because they have purchased your debt from the original lender, like Blackhorse car finance, Arrow Global, Capital One and more. They now own the debt and believe you owe money.

If you have been contacted by them, you have to make a decision on how to deal with them.

Do you actually owe them any money?

The Lewis Group are just a debt collection agency, and therefore have to provide clear evidence that you owe the money.

Just because they keep calling or are writing you letters stating that you owe them money, does not mean you actually do. YOU MUST CHECK!

How old is the debt they are collecting?

It could be statute barred, which means you no longer owe it.

If you do owe them money then do not enter into an agreement with them before you have taken advice.

This will make sure that they can prove that you actually owe the debt, and if so, that you get an agreement which is affordable for you.

Too often people are pressurised into paying the amount the debt collection agency want them to pay, even if they really can't afford to pay that much each week or month.

Our experts deal with the Lewis Group every day, and can quickly help you determine if the debt is statute barred, in which case you won't have to pay anything.

If you do owe the money then we can also give you a FREE financial assessment, which you can then send to the Lewis Group.

This will make sure that if you do owe them money you onlt enter an agreement to repay on YOUR TERMS, at a rate you CAN AFFORD, rather than the one they may suggest.

Even if you have already entered an agreement with them, we may still be able to help you if you are struggling with the current payments.

Stop the letters & calls

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Fed up of constant letters and calls! Do you even owe them? FREE check to stop the calls & collection action NOW.

What can the Lewis Group do?

Debt collection agencies like the Lewis Group must follow the strict debt collection guidance that are laid down by the FCA (Financial Conduct Authority)

The FCAs debt collection rules and guidance sets out minimum standards that all authorised companies involved in debt recovery and debt collection must adhere to in order to be considered fit to operate as a debt collector.

Therefore, under the rules laid down by the FCA, the Lewis Group can not claim unfair or excessive collection charges, they can not harrass you, they can't threaten to seize your property (when lawfully they cannot), they can not bypass an appointed representative and contact you directly. The FCA also bans debt collectors from threatening legal action when it is unlikely to take place.

The following actions are all unfair. We've seen all these activities and more. Some of these are outlawed by industry rules or codes of practice, and some of them are illegal:

  • Calling you at unreasonable times
  • Calling you at work without permission or after you've told them to stop
  • Discussing your debts with a family member or employer
  • Taking payments without your permission
  • Refusing to deal with advice agencies like us, or not giving time to consider your options after you've contacted an advice agency for help
  • Pressuring you to pay off a debt by borrowing more money
  • Using legal or technical language to confuse you
  • Sending letters that look like court forms
  • Refusing to give you information about your account when you ask for it
  • Pretending to have legal powers they don't have
  • Adding unreasonable charges, higher than the actual costs of collecting the debt
  • Continuing to contact you for payment when the debt is being disputed
  • Continuing to demand payment when a debt is statute barred – this means the law says the debt is too old to chase through the courts.

If you're one of the many people being sent constant letters, text messages and not answering your phone without looking at "whocallssme.com" in order to avoid the many (and we mean MANY) phone calls by the Lewis Group. Or if you have received a letter about a debt you don't recognise or think you've paid off, or if you are struggling to repay the Lewis Group debt, fill in our simple form and we’ll call you back to see if we can help.

You can also read our "11 steps to deal with debt collectors". This guide explains exactly what they can do and how to dispute a debt and how to handle their calls and letters.

The Lewis Group Ltd
Debt Collectors Contact Details:

  • Company Name: The Lewis Group
  • Other Names: Scottish Bureau of Investigation, Robinson Way, Hoist Finance, Howard Cohen & co
  • Address:
    Lawrence House
    Riverside Dr
    Cleckheaton
    BD19 4DH
  • Phone: 01274 852 000
  • Fax: NONE ON FILE
  • Website: www.lewisgroup.co.uk
  • Email: NONE ON FILE
  • Numbers they call from:

    NONE ON FILE

    Please note that we are not associated with The Lewis Group Ltd in any way. The information on this page is provided to help people contact their creditors.

    If you’re finding it difficult to make your monthly payments to the Lewis Group you may need help looking at your budget and managing your debt. We deal with such companies all day, every day and we know exactly how to approach them. If you’re struggling to repay a debt and would like us to deal with the Lewis Group on your behalf and STOP the calls and letters, or simply need a bit of advice, just click on the GET HELP NOW button below.

    Need Help With The Lewis Group Debt Collectors?

    If you want more help on dealing with the Lewis Group, call our FREE Helpline on 0800 368 8133 (freephone, including all mobiles) or take the online debt test and find your best solution.

    • Last updated 13 March 2016

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Registered office: 6 Abberley Hall, Chelford Road, Alderley Edge, SK9 7TJ. Registered in England and Wales. Co Reg No. 11246301

Baker Adams Advisory provides insolvency solutions to individuals throughout the UK; specialising in IVAs, CVAs, Liquidations, Protected Trust Deeds, Bankruptcy, Sequestrations. We do not administer or provide advice solely relating to debt management products, such as Debt Management Plans or Debt Payment Plans under the Debt Arrangement Scheme. We only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for one of our insolvency solutions, therefore, all advice is given in reasonable contemplation of an insolvency appointment.